Payment Policy

Effective: 2026-01-01

1. Accepted Payment Methods

We accept the following payment methods: Visa, Mastercard, American Express, PayPal, Apple Pay, Google Pay, and Wire Transfer (for orders over $500).

2. Currency

All prices are listed in United States Dollars (USD). If you pay in a different currency via PayPal or credit card, your bank or payment provider will apply their exchange rate. We are not responsible for currency conversion fees.

3. Payment Processing

Payments are processed at the time of order. For credit/debit card payments, an authorisation hold is placed immediately. The charge is captured when your order is processed for shipping.

4. Billing Information

You must provide accurate and complete billing information. We reserve the right to cancel orders if billing information cannot be verified.

5. Failed Payments

If a payment fails, we will notify you via email. You have 3 business days to provide an alternative payment method before the order is automatically cancelled.

6. Wire Transfers

For wire transfer orders: Bank details are provided upon request. Orders are processed once funds clear (typically 2-5 business days). The customer is responsible for all wire transfer fees.

7. Invoicing

Invoices are provided for all orders. For VAT invoices or customs documentation, contact sales@pclika.com.

8. Refunds

Refunds are processed to the original payment method within 5 business days of return approval. See our Returns & Refund Policy for eligibility.

9. Security

All payments are processed through PCI-DSS Level 1 compliant payment processors. We do not store full credit card numbers on our servers. Transactions are encrypted with TLS 1.3.